Personal Checking

Regular Checking

• Free initial order of standard checks
  
• NO service charge
  
• Unlimited check writing
  
• NO minimum balance

Interest Checking

• Minimum balance of $100.00 to open
  
• Free checking with a minimum balance of $1,000.00
  
• Interest posted each month on statement date

Basic Checking

• Minimum balance of $1.00 to open
• NO minimum balance
  
• Service Charge of $3.00 per month
  
• 8 free checks each month and $.25 for each additional check

Senior Checking

• Free checking for customers age 60 and over

Personal Savings

Passbook Savings

• Traditional passbook
  
• $50.00 minimum to open
  
• Interest compounded daily, credited monthly

Statement Savings

• Accessible 24 hours with your Pascack Community Bank ATM Card
• $50.00 minimum to open
  
• Interest compounded daily, credited monthly

Money Market Accounts

• Tiered interest
  
• Up to six pre-authorized transactions per month
  
• Competitive Rates

Club Accounts

• Open any time of year
  
• Runs for 50 weeks
  
• Use for vacation or holidays
  
• Interest paid at maturity

Certificates of Deposit

• Minimum $500 to open
  
• Maturities from one month to five years
  
• Competitive rates (call for quote)

24 Hour Banking

Pascack Community Bank, Master Money Card

• Make cash withdrawals or purchases at ATMs and merchants worldwide displaying the MasterCard,/Cirrus/Star/Pulse/Plus logos
  
• All withdrawals and purchases deducted automatically from your Pascack Community Bank checking or passbook savings account
  
• NO annual service charges
  
• Present your receipts for up to 5 foreign ATM charges per month and we will reimburse you to a maximum of $10.00 per month.
  
  

Electronic Banking Services

• For 24-hour Telephone Banking services, call 201-722-3979
• Visit our Internet Banking access page, available directly from our home page
  

Consumer Loans

• Personal Loans
  
• Automobile Loans
  
• Home Equity Loans
  
• Home Equity Credit Lines
  
• Cash Reserve Checking

Note: Save ¼% by having your loan payments deducted directly from your Pascack Community Bank checking account!

To apply for a consumer loan, click here!

Business Services

Regular Business Checking

$50 credit toward initial order of checks

• Minimum balance of $100.00 to open an account
  
• 150 free items (deposits, checks, deposited items) per month
  
• Offset service charges with an earnings allowance based on your monthly balance

Other Business Services

• Small Business Loans
  
• Commercial Loans
  
• Equipment/Vehicle Financing
  
• Working Capital Lines of Credit
  
• Commercial Mortgage Lending
  
• Letters of Credit
  
• Construction Loans
  

Fee Schedule

	Insufficient Funds		$25.00 per item
	Deposited Checks Returned		$10.00 per item
	Bond Coupons		$10.00 per item
	Bond Coupon Returned		$15.00 per item
	Photocopy of Statement		$ 5.00 per item
	Money Orders		$ 5.00 per item
	Cashier's Checks		$ 7.00 per item
	Wire Transfer (out) - Foreign		Foreign $50.00 per item
	Wire Transfer (out) - Domestic		Domestic $20.00 per item
	Wire Transfer (in)		$10.00 per item
	Lost Passbook		$ 5.00 per item
	Research		$25.00 per hour
	Liens & Levy Processing		$60.00 per item
	Collections		$20.00 per item
	Inactivity Charges		$ 5.00 per month
	Dormant Charges		$10.00 per month
	American Express Travelers Checks		1 % of value
	ATM/Debit Card Replacement		$ 5.00 per card
	Photocopy (non bank items)		$ 1.00 per page
	American Express Gift Checks		$ 2.50 per check
	Online Bill Paying		Free
	Stop Payment:		$15.00 per item
	Seniors (age 60 and over)		Free
	Wishing Well Coin Counter		Free (to customers)
	Additional Transfer Fee*		$ 5.00 per check over 3
	(Applies to preauthorized transactions in your Pascack Community Bank Money Market account in excess of 6 per month)

Financial Tools

Financial Calculators

Currency Converter

 
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